| Table 14 - Variable Annuity Stock Accounts | ||||||||
| Equity-Income, Income, or Growth | ||||||||
| Company | Contract Name | Portfolio Name/Advisor | 1997 | 1996 | 1995 | 1994 | 1993 | Exp-R |
| Aetna Life and Annuity | Group Var. Annuity | Value Opportunity VP | 37.63 | - | - | - | - | 0.8 |
| Aetna Life and Annuity | Group Var. Annuity | Growth VP | 31.35 | - | - | - | - | 0.8 |
| Aetna Life and Annuity | Group Var. Annuity | VIP Growth Portfolio/Fidelity | 21.95 | 13.27 | 33.69 | -1.24 | 17.88 | 0.69 |
| Aetna Life and Annuity | Group Var. Annuity | VIP II Contrafund Portfolio/Fidelity | 22.6 | 19.71 | 37.91 | - | - | 0.71 |
| Aetna Life and Annuity | Group Var. Annuity | Growth Portfolio/Janus Aspen | 21.22 | 16.98 | 28.56 | 1.49 | - | 0.7 |
| Aetna Life and Annuity | Group Var. Annuity | VP Cap. Apprec./Amer.Century | -4.16 | - | - | - | - | 0.85 |
| Aetna Life and Annuity | Group Var. Annuity | Growth/Neuberger & Berman | 24.78 | 7.78 | 30.1 | -6.14 | 8.13 | 0.9 |
| Aetna Life and Annuity | Group Var. Annuity | American Growth/Alger | 26.66 | 11.93 | 34.68 | 0.19 | 20.95 | 0.75 |
| Aetna Life and Annuity | Group Var. Annuity | Growth and Income VP | 28.28 | 22.91 | 30.61 | -2.19 | 5.41 | 0.59 |
| Aetna Life and Annuity | Group Var. Annuity | Index Plus Large Cap VP | 32.23 | - | - | - | - | 0.55 |
| Aetna Life and Annuity | Group Var. Annuity | VIP Equity Income/Fidelity | 26.52 | 12.86 | 33.42 | 5.66 | 16.83 | 0.58 |
| CREF | RA, SRA, GSRA | Stock Account | 26.36 | 19.42 | 30.92 | -0.12 | 13.9 | 0.31 |
| CREF | RA, SRA, GSRA | Growth Account | 28.41 | 25.5 | 35.2 | - | - | 0.34 |
| CREF | RA, SRA, GSRA | Equity Index Account | 31.18 | 21.58 | 36.17 | - | - | 0.29 |
| CUNA | 2800TX | Capital Appreciation Fund | 31.57 | - | - | - | - | 0.82 |
| CUNA | 2800TX | Growth and Income Stock Fund | 31.42 | - | - | - | - | 0.61 |
| Company | Contract Name | Portfolio Name/Advisor | 1997 | 1996 | 1995 | 1994 | 1993 | Exp-R |
| Diversified Inv. Adv.-AUSA | Variable Funds | Equity Income | 28.82 | 17.38 | 33.33 | -0.84 | 14.94 | 1.36 |
| Great American Reserve | Educator | CST Asset Allocation | 16.21 | - | - | - | - | 0.75 |
| Great American Reserve | Educator | CST Commmon Stock | 17.04 | - | - | - | - | 0.8 |
| Great American Reserve | Educator | American Growth/Alger | 24 | - | - | - | - | 0.79 |
| Great American Reserve | Educator | American Leveraged Allcap/Alger | 18.02 | - | - | - | - | 0.96 |
| Great American Reserve | Educator | Stock Index/Dreyfus | 31.11 | - | - | - | - | 0.28 |
| Great American Reserve | Educator | IPT Growth and Income/Berger | 23.26 | - | - | - | - | 0.87 |
| Great American Reserve | Educator | Utility Fund II/Federated | 24.88 | - | - | - | - | 0.85 |
| Great American Reserve | Educator | Growth/Janus Aspen | 21.04 | - | - | - | - | 0.69 |
| Great American Reserve | Educator | AMT Partners Port./Neuberger &Berman | 27.89 | - | - | - | - | 0.86 |
| Great American Reserve | Educator | Growth Fund II/Strong | 26.01 | - | - | - | - | 1.2 |
| Great American Reserve | Educator | Equity Value Fund | 20.91 | - | - | - | - | 1.5 |
| Great American Reserve | Educator | Special Equity Fund | 25.52 | - | - | - | - | 1.75 |
| Great American Reserve | Educator | Growth and Income Fund | 33.58 | - | - | - | - | 1.55 |
| Great American Reserve | Educator | Equity Growth Fund | 26.38 | - | - | - | - | 1.4 |
| Great American Reserve | Educator | Opportunity Fund II/Strong | 20.43 | - | - | - | - | 1.1 |
| Horace Mann | Annuity Alternatives | Growth | 21.9 | 23.91 | 31.89 | -1.73 | 18.19 | 0.53 |
| Jefferson Pilot | Allegiance | MFS Research | 20.26 | - | - | - | - | 0.88 |
| Lincoln National Life | Multi Fund | Capital Appreciation | 23.99 | 17.47 | - | - | - | 0.84 |
| Lincoln National Life | Multi Fund | Decatur Total Return | 29.72 | - | - | - | - | 0.71 |
| Lincoln National Life | Multi Fund | Equity-Income | 29.29 | 19.57 | - | - | - | 0.82 |
| Lincoln National Life | Multi Fund | Growth and Income | 29.48 | 18.46 | 37 | 0.32 | 12.12 | 0.35 |
| Lincoln National Life | Multi Fund | Special Opportunities | 26.81 | 15.79 | 30.54 | -2.01 | 17.42 | 0.42 |
| MassMutual | Flex Extra | Equity | 27 | 18.63 | 29.5 | 2.72 | 8.12 | 0.35 |
| MetLife | Preference Plus | Income/State Street | 8.49 | 2.3 | 18.1 | -4.34 | 9.94 | 0.43 |
| MetLife | Preference Plus | Growth/State Street | 26.81 | 20.67 | 31.48 | -4.47 | 12.98 | 0.56 |
| MetLife | Financial Freedom | Equity Income/Fidelity | 26.93 | 13.21 | 33.08 | 5.46 | 17.07 | 0.58 |
| MetLife | Financial Freedom | Growth/Fidelity | 22.34 | 13.61 | 34.1 | -0.95 | 18.17 | 0.69 |
| MetLife | Financial Freedom | Growth/State Street | 27.15 | 12.89 | - | - | - | 0.56 |
| MetLife | Financial Freedom | Income/State Street | 8.76 | 5.53 | - | - | - | 0.43 |
| Company | Contract Name | Portfolio Name/Advisor | 1997 | 1996 | 1995 | 1994 | 1993 | Exp-R |
| Nationwide | Best of America IV | Capital Appreciation/Dreyfus | 26.11 | - | - | - | - | 0.84 |
| Nationwide | Best of America IV | VIP Growth/Fidelity | 21.58 | 13.21 | 33.49 | -1.44 | 17.7 | 0.69 |
| Nationwide | Best of America IV | Discovery II/ Strong | 9.64 | -0.51 | 33.39 | -6.73 | 20.32 | 1.21 |
| Nationwide | Best of America IV | Stock Index/Dreyfus | 30.93 | 20.94 | 34.89 | -0.55 | 7.79 | 0.3 |
| Nationwide | Best of America IV | VIP Contrafund/Fidelity | 22.23 | - | - | - | - | 0.74 |
| Nationwide | Best of America IV | Growth Fund/Oppenheimer | 24.76 | - | - | - | - | 0.79 |
| Nationwide | Best of America IV | Opportunity Fund II/Strong | 23.52 | - | - | - | - | 0.77 |
| Nationwide | Best of America IV | Partners Portfolio/Neuberger & Berman | 29.25 | 27.88 | 34.58 | - | - | 0.95 |
| Nationwide | Best of America IV | Capital Appreciation | 32.45 | - | - | - | - | 0.52 |
| Nationwide | Best of America IV | Growth Portfolio/Neuberger & Berman | 27.03 | 7.71 | 29.9 | -6.34 | 5.28 | 0.92 |
| SAFECO | Spinnaker | Growth | 42.64 | 30.29 | 39.05 | 10.33 | 34.28 | 0.77 |
| SAFECO | Spinnaker | Northwest | 29.26 | 10.88 | 5.95 | 2.19 | -1.11 | 0.73 |
| Security Benefit | Variflex | Growth/Security Mgmt. | 27.2 | 21.2 | 35.11 | -2.82 | 12.4 | 0.81 |
| Security Benefit | Variflex | Equity Income/Security Mgmt. | 26.9 | 18.6 | - | - | - | 1.09 |
| USAA Life | Variable Annuity | Growth and Income | 24.83 | 24.13 | 31.72 | - | - | 0.34 |
| USAA Life | Variable Annuity | Capital Growth/Scudder | 34.05 | 20.13 | 28.65 | - | - | 0.51 |
| VALIC | Portfolio Director 2 | Growth/T.Rowe Price | 19.8 | 18.18 | 46.4 | 0.18 | - | 0.86 |
| VALIC | Portfolio Director 2 | Growth/Founders | 25.25 | 15.35 | 44.15 | -4.29 | 24.3 | 1.1 |
| VALIC | Portfolio Director 2 | Stock Index/Bankers Trust | 31.77 | 21.53 | 35.95 | -0.3 | 8.78 | 0.34 |
| VALIC | Portfolio Director 2 | Guardian Trust/Neuberger&Berman | 16.66 | 16.54 | 30.7 | 0.51 | 12.43 | 0.88 |
| VALIC | Portfolio Director 2 | Growth and Income/Scudder | 28.8 | 20.63 | 29.58 | 1.33 | 14.17 | 0.76 |
| VALIC | Portfolio Director 2 | Windsor II/Vanguard | 30.7 | 22.56 | 37.14 | -2.38 | 12.21 | 0.37 |
| VALIC | Portfolio Director 2 | Ultra Fund/American Century | 21.74 | - | - | - | - | 1 |
| VALIC | Allegiance | Domestic Growth | 23.6 | - | - | - | - | 0.83 |
| VALIC | Allegiance | VIP Contrafund/Fidelity | 24.14 | - | - | - | - | 0.71 |
| VALIC | Allegiance | VIP Growth Port./Fidelity | 23.48 | - | - | - | - | 0.69 |
| VALIC | Allegiance | VIP Index 500 Port./Fidelity | 32.83 | - | - | - | - | 0.28 |
| Company | Contract Name | Portfolio Name/Advisor | 1997 | 1996 | 1995 | 1994 | 1993 | Exp-R |
| VALIC | Allegiance | Emerging Growth | 20.47 | - | - | - | - | 1 |
| VALIC | Allegiance | VIP Equity-Income/Fidelity | 28.11 | - | - | - | - | 0.58 |
| VALIC | Allegiance | Capital Growth | 29.41 | - | - | - | - | 1.09 |
| Zurich Kemper | Advantage III | VIP II Contrafund/Fidelity | 22.55 | 1.53 | - | - | - | 0.71 |
| Zurich Kemper | Advantage III | VIP Equity-Income/Fidelity | 26.46 | 13.75 | - | - | - | 0.58 |
| Zurich Kemper | Advantage III | VIP Growth/Fidelity | 21.89 | 3.56 | - | - | - | 0.69 |
| Zurich Kemper | Advantage III | VIP Index 500/Fidelity | 31 | 13.75 | - | - | - | 0.28 |
| Zurich Kemper | Advantage III | Growth/Janus | 21.17 | 16.92 | 3.73 | - | - | 0.7 |
| Zurich Kemper | Advantage III | Growth | 19.78 | 20.05 | 31.27 | -5.25 | 13.16 | 0.65 |
| Zurich Kemper | Advantage III | Small Cap Value | 20.18 | 0.98 | - | - | - | 0.84 |
| Zurich Kemper | Advantage III | Value | 28.71 | 16.35 | - | - | - | 0.8 |
| Zurich Kemper | Advantage III | Value & Growth | 23.86 | 13.62 | - | - | - | 0.84 |
| Footnote: Exp. R.-expense ratio for each fund for fiscal year 1997. | ||||||||