Educators Professional Liability Insurance
TACT strongly believes you should be protected - so much so that your TACT membership includes a personal Educators' Professional Liability Insurance (EPLI).
COVERAGE A - LIABILITY INSURANCE
For claims arising out of a member’s duties as an educator, including civil rights issues:
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Up to $2,000,000 per insured per occurrence
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$3,000,000 per occurrence
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Corporal punishment is covered if administered according to the laws of the jurisdiction in which the school is located
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Plus the cost of defense, investigation and legal fees
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COVERAGE B - REIMBURSEMENT OF ATTORNEY FEES
For claims involving criminal and/or sexual misconduct allegations and employment issues such as termination, resignation and certification
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Up to $10,000 per claim, per insured
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Up to $1,000 of this amount is available regardless of verdict for employment rights claims.
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COVERAGE C - BAIL BONDS
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Up to $1,000 premium on bail bonds.
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COVERAGE - IDENTITY THEFT
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Up to $10,000 per claim
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COVERAGE - PRIVATE INSTRUCTION
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Up to $5,000 per claim
What is Covered?
You are protected against a broad range of exposures, such as:
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Negligent supervision
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Bodily injury and property damage
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Violation of a student’s civil rights
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Failure to educate
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Improper methods of instruction
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Hiring unqualified persons
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Corporal Punishment-related injury to a student
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Allegations of sexual misconduct with a student
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Criminal investigations and proceedings