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Educators Professional Liability Insurance

TACT strongly believes you should be protected - so much so that your TACT membership includes a personal Educators' Professional Liability Insurance (EPLI).

COVERAGE A - LIABILITY INSURANCE

For claims arising out of a member’s duties as an educator, including civil rights issues:

  • Up to $2,000,000 per insured per occurrence

  • $3,000,000 per occurrence

  • Corporal punishment is covered if administered according to the laws of the jurisdiction in which the school is located

  • Plus the cost of defense, investigation and legal fees

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COVERAGE B - REIMBURSEMENT OF ATTORNEY FEES

For claims involving criminal and/or sexual misconduct allegations and employment issues such as termination, resignation and certification

  • Up to $10,000 per claim, per insured

  • Up to $1,000 of this amount is available regardless of verdict for employment rights claims.

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COVERAGE C - BAIL BONDS

  • Up to $1,000 premium on bail bonds.

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COVERAGE - IDENTITY THEFT

  • Up to $10,000 per claim

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COVERAGE - PRIVATE INSTRUCTION

  • Up to $5,000 per claim

What is Covered?

You are protected against a broad range of exposures, such as:

  • Negligent supervision

  • Bodily injury and property damage

  • Violation of a student’s civil rights

  • Failure to educate

  • Improper methods of instruction

  • Hiring unqualified persons

  • Corporal Punishment-related injury to a student

  • Allegations of sexual misconduct with a student

  • Criminal investigations and proceedings

Get the Full EPLI Brochure

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